Need to raise some finance? A second charge mortgage could help
If you’re looking to raise money to consolidate debt or for home improvements, like an extension or new kitchen, a second charge mortgage may be finance to consider. This specialist loan can be used for a wide range of purposes, including paying for a wedding, financing a business, buying a car or booking a dream holiday – in a nutshell, it’s a loan against the equity in your property (the value of your property minus the amount left on your mortgage) secured on top of any existing borrowing. We have the experience to hand-hold you through the process of applying for a second charge mortgage and to secure you the right rate for your circumstances.
Get the specialist help you need for your second charge mortgage.
What makes us unique?
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I am an individual
I am a business / investor
How can a broker second mortgage expertise help?
Also known as a second mortgage or a secured loan, a second charge mortgage requires you to provide your home or other property as security. So it’s vital to work with a broker, who is an expert in this field, to ensure you understand the implications and access the right lender. We’ll work closely with you, assigning you a broker and a case manager for the whole journey. We’ll be there to answer any questions and help you provide the documentation a lender will want to see, including bank statements and pay slips to assess affordability. Our number one focus is making sure you get the right second mortgage for your situation, so you have the finance in place with the minimum of stress.
Our clients
say...
Our reviews are testament to the care and attention we give to every single client.
“Fantastic service from Daniel & Lee, went through very quickly and smoothly.”
Vee Hach
“Very helpful and guided us through the whole process. Would recommend!”
Dan Chadfield
“I have had David and Lee helping me through the majority of my remortgaging process...”
Leah Clark
“Huge thank you to DNA finance for getting our bridging finance sorted so quickly.”
Laura Harris
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Our can-do culture
The DNA team is committed to providing the highest quality advice and service in the UK, following a 3 point promise:
1. Speed
We work quickly and proactively all the way through to completion
2. Service
Rely on us to connect the dots between all parties within a transaction, allowing you to get on with your life
3. Support
Enjoy dedicated support from an adviser and case manager throughout the process
Choose a specialist second mortgage broker
A second charge mortgage is in effect like having two mortgages on your home with two separate payments, so making sure it’s affordable across the full term of the loan is vital. Although it is typically more expensive, the speed at which it can be arranged as well as generous affordability calculations by lenders and not being tied into a long-term multi-year fixed rate remortgage can have its benefits. With DNA by your side, you’ll be guided through the decision-making process from start to finish. With access to the full range of lenders on the market – plus broker-only deals that you won’t find anywhere else – we’ll get you a second charge mortgage deal at a rate that fits in with your finances. We’ll also help you submit the information the lender requires first time to ensure you don’t experience any delays. We also arrange re-mortgages, so if this is a product that may also work for you, we can talk you through your options. At DNA, we make finding the extra finance you need a reality with an affordable second charge mortgage.
Get the additional finance you need with a second mortgage
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